Payment Calculator


Payment Details

Estimated Amount Financed:


Tax, title, license, dealer fees, and optional equipment extra. New and unused GM models include all applicable factory rebates. Must qualify for some rebates. All prices, specifications, and availability subject to change without notice. Despite our efforts to provide the most current, accurate information, errors may appear from time to time. Please contact us for the most current information.Advertised Price Excludes Tax, Title, License and Documentary Service Fee.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.

Use our Monthly Car Payment Calculator

When it comes time to choose your next ride around Peoria and Morton and one of the best ways to get you prepared is by using our monthly car payment calculator. This simple tool enables you to estimate how much you can anticipate paying each month whether you’re leasing or buying, making sure your choice fits perfectly with your budget. Learn more about how to get started and calculate your car payment at Ray Dennison Cadillac today, then stop by and see our inventory in person!

How to Calculate a Car Payment

If you’re looking for how to calculate a car payment, our team has you covered with the simple process detailed below:

  • Amount Financed: Have your eye on a specific car? Enter the car’s price in the “Amount Financed” box. 
  • Interest Rate: This figure will vary, depending on your credit history. Apply for financing online to get pre-approved for an auto loan interest rate. 
  • Loan Term: The loan term is the duration of the loan; you’ll make payments every month of the loan term. Choose from 12 to 72 months. 
  • Down Payment: Enter how much you intend to put down on the car in the “Down Payment $” box. This amount will be deducted from the total and will reduce the amount you’ll need to finance. 
  • Trade-In Value: Have a car you want to trade in? Use our trade-in value calculator to estimate your car’s worth. Then, put the value of your current car toward the purchase of another one. 
  • Hit “calculate” and you’ll get a Cadillac monthly payment estimate. Using our car payment payoff calculator is that simple!

Estimate Your Lease or Finance Cadillac Payment at Ray Dennison Cadillac Today

As you can see, it’s simple to calculate your lease or finance Cadillac payment and be one step closer to sporting your next luxury ride on Morton and Bloomington roads. Explore our inventory of new vehicles for sale at Ray Dennison Cadillac speak with our sales team if you have any questions. You can also check out our Cadillac finance hub for more information on leasing, financing, insurance options, warranty coverage, and more. Contact us today for more information on how to use our monthly car payment calculator, and schedule a test drive at our dealership here in Pekin!